What is BLIK and why is it so popular in Poland?

If you live or work in Poland, you’ve probably heard about BLIK. It’s a convenient and secure cashless payment method that makes financial transactions easier and faster.
How does BLIK work?
BLIK is an instant payment system available through the mobile apps of most Polish banks. Instead of using a bank card or cash, you simply enter a six-digit BLIK code at a terminal, on a website, or at an ATM.
What can you do with BLIK?
✅ Pay for purchases in stores and online – enter the code and confirm the payment in the app.
✅ Withdraw cash without a card – enter the code at an ATM, and the money is dispensed immediately.
✅ Transfer money using a phone number – instant transfers without the need to enter bank details.
✅ Pay bills and invoices – quick payments for utilities and other services.
✅ Top up your account and transfer funds between your own accounts – convenient and free of charge!
Why is BLIK so popular in Poland?
✅ Speed – payments are processed instantly.
✅ Security – the code is valid for only 2 minutes, and confirmation is done through the mobile app.
✅ Availability – BLIK is supported by almost all Polish banks.
✅ Convenience – no need to carry a card or enter long bank account details.